How BCA Transfer Works on koko188
To deposit via e-wallet on koko188, start by logging into your account and navigating to the Cashier section. You'll see a list of available deposit methods—mobile banking appears alongside local payment, online payment, e-wallet, mobile banking, local payment, online payment, e-wallet, mobile banking, and local payment. Select online payment Transfer. We'll prompt you to enter the amount you wish to deposit. There's no minimum or maximum set in stone; your tier and account status determine your available range, which we display before you confirm.
Once you enter an amount and confirm, koko188 generates a unique transfer reference number (a code we associate with your account). We also display our e-wallet account details—the bank account number, account holder name, and branch. Copy the reference number; you'll include it in the memo field of your bank transfer so we can match the incoming payment to your koko188 account automatically.

Now open your online payment app or online banking. Navigate to "Transfers" and select "Other e-wallet Accounts" or "Domestic Transfer"—the exact wording varies depending on your mobile banking interface version. Enter the account number we provided, the amount, and crucially, paste the reference code into the memo or description field. Submit the transfer. local payment will display a confirmation; screenshot it for your records.
The transfer reaches our account within minutes, usually within the same hour even during peak times. Once we receive and match the payment to your reference code, your koko188 wallet updates automatically. You'll see a notification in your account, and your deposit appears in your transaction history. You can then navigate to the sportsbook, live casino, or slot games and begin using your newly credited balance.
Account Verification and KYC Requirements
Before koko188 credits your online payment transfer deposit, your account must pass KYC (Know Your Customer) verification. This is a one-time step: you provide your full legal name, date of birth, and ID number (KTP/passport number). We cross-check this data against official records. This process is not an obstacle—it's how we protect both your account and the platform from fraud and money-laundering risk. Most KYC verifications complete within minutes.
You cannot deposit or withdraw on koko188 without passing KYC first. We ask for this upfront because it ensures that when you later request a withdrawal, our verification is already complete and your funds transfer out without friction. Your personal data is encrypted and stored securely; we never share it with third parties except where required by law.
e-wallet Transfer Deposits and Promotion Eligibility
The moment your mobile banking transfer deposit lands in your koko188 wallet, you become eligible for promotions. Our welcome bonus applies to your first deposit, regardless of which payment method you use. The welcome bonus terms are displayed in your Promotions menu before you claim, so you see exactly what you're signing up for—no hidden wagering requirements buried in fine print. To claim, you navigate to Promotions, review the offer, and confirm. The bonus funds appear in your account within moments.
Beyond the welcome offer, local payment deposits feed into our weekly cashback calculation. Every time you place a bet on Liga 1, Piala AFF, live blackjack, roulette, slots, or any other market on koko188, that activity counts toward your weekly turnover. At the end of the week, we calculate your cashback as a percentage of that turnover and credit it to your account. The cashback percentage increases as your tier rises, so depositing via online payment and using the funds to build activity also accelerates your tier progression.
e-wallet transfer is the most straightforward deposit method for members who bank with Indonesia's largest bank. No intermediary, no e-wallet sync delays—just your mobile banking account directly to koko188.
Referral Rewards Linked to Your Deposits
koko188's referral program rewards you for inviting friends to the platform. When you generate a referral link and share it with someone, and they sign up and deposit, both of you receive promotional credit. The referral bonus structure varies seasonally—during high-activity periods like major tournaments (Piala Indonesia, Piala AFF, or Idul Adha holidays), we sometimes boost referral commissions. The current terms appear in your Referrals menu, so you always know what tier your next referral unlocks.
Referral bonuses are separate from your personal deposits but complement them. If you deposit our welcome offer via local payment and refer two friends who each deposit, you accumulate promotional funds from your own deposit (via the welcome offer) plus bonus funds from your referrals. These stack in your account balance, and you can use them to place bets across all our markets.



Tier Progression Through e-wallet Deposits and Activity
Your tier rank on koko188 advances based on cumulative activity. When you deposit via mobile banking and place bets, both the deposit and the wagering activity count toward your tier score. You start at a base tier; each week your score updates based on that week's turnover. As the score accumulates across weeks and months, you unlock higher tiers—Bronze to Silver to Gold and beyond. Each tier local paymentngs a higher weekly cashback percentage, so your our welcome offer online payment deposit doesn't just fund your bets; it also positions you to earn more cashback on future activity.
Tier progression is automatic and transparent. Your account dashboard shows your current tier, the next tier threshold, and how much additional turnover you need to advance. There's no tier reset mid-season, so progress compounds. If you reach Gold tier in March, you retain Gold benefits through at least the end of that month.
Security and Data Protection for e-wallet Transfers
Your mobile banking account details are never stored on koko188's servers. When you initiate a transfer, you access local payment's official app or website—koko188 never sees your online payment password, account number, or authentication details. We only receive confirmation that a transfer arrived in our bank account, which we match to your reference code. This design keeps your banking credentials completely separate from your gaming account.
All communication between your browser or app and koko188 is encrypted using SSL (Secure Sockets Layer). Your account password is hashed and salted, meaning we don't store plain-text passwords. We also support optional two-factor authentication via SMS or authenticator app, adding an extra security layer. If you ever suspect unauthorized access, you can reset your password through email verification within minutes.
